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At Caruthers Tax & Financial Solutions, we create a customized plan based on your own values and beliefs about money and reflect your own unique goals and priorities.
Below, we are offering complimentary downloads of some of our top financial insights to help you assess your current investment and retirement strategies. We hope you find these retirement and financial insight white papers helpful.
Tax Planning Guide
Your Roadmap To Reduce Your Taxes In This Year And The Future

We believe it’s important that you look to employ tax diversity in your retirement plan. Different types of investments can impact your taxes differently. Having accounts that receive varying tax treatments is a key strategy. You should work with a qualified professional to help determine exactly how much you should have in each tax “bucket” to help minimize your overall tax burden in retirement.
While the tax code can be incredibly complex, you still need to stick to the basics when it comes to filing and preparing your tax returns. So, here are our 5 tips to help you better prepare for tax filing this year.


Age 5 to 55
What Your Kids Need to Know About Finances

Financial Lessons Could Be the Most Important Lessons
You taught your kids how to tie their shoes, to look both ways before crossing the street, and countless other lessons. But what have you taught them about money? Many parents may feel uncomfortable talking about the subject with their children, no matter how old they are. But there are important financial lessons to teach your children at any age, and you should impart the wisdom you’ve accumulated. They may thank you for helping them make smart money moves early on and for having honest conversations about wealth transfer. Open and honest conversations are essential when estate planning. But before you get onto that topic, start with the small stuff.
Why 59 1/2 is an Important Age
Prepare for 59 1/2

You’re nearing your 60th birthday, which doesn’t seem as significant a milestone as the moon landing or important birthdays like 16, but that’s where you’re wrong! Turning 59 ½ is almost as exciting as when you turned 16 and could drive, because at 59 ½, you can withdraw from your retirement accounts without incurring a penalty. Hopefully, you’ve been taking advantage of the ability to contribute extra money to your retirement accounts since you turned 50. You’re also nearing the age at which you’re eligible for Social Security benefits and Medicare. Keep reading to learn about your retirement options and how you can successfully transition into retirement.


Personal Economic Model Guide
Presented by Caruthers Tax & Financial Solutions

You’ve likely heard the phrase, “A picture is worth a thousand words.” This concept is especially relevant to managing finances.
Managing finances is like assembling a 1,000-piece puzzle without a picture—we gather bits of advice from parents, friends, or experience, but often lack a clear, complete view. Surprisingly, even a finance degree doesn’t always teach practical money management, leaving many with income but no strategy.